Thinking of Financing Your New HVAC System? Here’s What to Expect

There is no way to avoid or sugarcoat it: purchasing and installing a new HVAC system will put a serious dent in your bank account.

If you invest in a furnace, heat pump and/or air conditioner manufactured to meet the highest standards of energy-efficiency, in the long run you will save enough money to cover the costs of your purchase. But that won’t do much to offset the financial impact of your purchase in the present, when the damage may be more than you can stand.

Fortunately there is a workable solution to this problem—financing. If you finance your HVAC equipment purchase it will not reduce your overall monetary responsibility, but it will allow you to pay for your heating and cooling equipment at a pace that fits your budget and lifestyle.

HVAC Financing from A to Z

All legitimate HVAC contractors (HVAC Construction, Inc. is no exception) provide multiple financing options tailored to meet the budgetary constraints of every potential customer. Many of these companies (including HVAC Construction, Inc.) also offer coupons and rebates that can reduce the upfront costs of new heating and cooling equipment even further.

If you decide to buy new HVAC equipment from a local dealer and apply for financing, you will have to submit information about your income, like pay stubs or bank account statements. In addition, a credit checks will be performed to help assess your dependability and current financial situation.

But rest assured, your HVAC company’s financing department will not take these steps because it’s looking for an excuse to turn your application down. To the contrary, they need this information to make a determination about what type of financing package would work the best for you. If your credit rating is borderline but your income is adequate, letters of reference can be included in your application to help you establish your eligibility for assistance.

With HVAC financing packages transparency is the rule rather than the exception. In other words, what you see is what you get: interest rates are fixed (and affordable), coupons and rebates are automatically factored in and extra fees are not tacked on at any point during the repayment period.

Once you’ve applied for assistance approval will come quickly, and after it comes you’ll be given a wide variety of convenient repayment options from which to choose.

Is Financing Right for You? Contact HVAC Construction, Inc. to Discuss Your Options

Yes, it’s true: if you finance your HVAC equipment purchase your total financial payout will be greater.

But in the end you’ll get all your money back and then some. Modern furnaces, air conditioners and heat pumps are precisely manufactured to achieve maximum energy efficiency, and if your energy bills drop by $20 to $50 each month you’ll recoup your initial investment several years before you have to think about making another change.

If you live in the greater Salt Lake City area and need a new furnace, air conditioner or heat pump, HVAC Construction, Inc. can offer you some of the most reasonable and affordable financing contracts available anywhere in the country. With the inclusion of rebates and coupons we can keep your costs down and help you get exactly what you need at a price that will leave you smiling.

Follow us here for terrific tips on how to reduce your costs for heating, air conditioning and indoor air quality management.

Jodi Hugoe

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